Welcome to Blue & Gold Realty Your Full Service Real Estate Company Serving Northen California
- We Can Help
- How Does it Work?
- What is a Short Sale?
- What is a Deed in Lieu?
- Loan Modification
- Mortgage Forgiveness
- Short Sale vs. Foreclosure
- Let's Get Started
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Let Us Help You Avoid Foreclosure Short Sale Your Home |
| Do you want to protect your credit? Do you want to avoid foreclosure? Do you want the protection of an attorney at no cost? Do you want up to $3000 for relocation assistance? |
| How Does It Work? |
A Blue & Gold Real Estate Agent will sit down with you and review the alternatives available to allow you to avoid foreclosure and determine which short sale program will work best for you. They will determine if you qualify for any homeowner relocation assistance, or for the new Federal HAFA program.
Once the initial interview is over the Blue & Gold Real Estate Agent will have you fill out an application and provide supporting documentation in order to prequalify you for a short sale. Our will review the file for accuracy before submitting file to our Loss Mitigation Processing Team.
Once the file has been cleared by Blue & Gold Real Estate Transaction Coordinator they will enter the file into the Short Sale Processing System. The Transaction Coordinator may contact you if there are additional items needed to successfully process the file. We ask that these things be returned to us immediately. Once the file passes a quality control check it will be formally available for submission to your financial institution.
Once the Transaction Coordinator clears the file they will order the Legal Pack .You will receive this package via email, fax, or US Mail. This package will explain the legal aspect of our service as well as provide you a questionnaire that, if filled out, will be examined by the attorney on your behalf to determine the best exit strategy and inform you of any liability that may exist.
The file is then submitted to the lender, negotiated, and the bank will make a determination as to whether they will accept our offer. If the offer is countered, we will let you and the buyer know where you stand, and accept or counter back. When we reach an agreement with the lender a closing date will be set and you will be required to sign documents on the closing date. This is when the home will transfer from you, to the new buyer.
| All Services At No Cost To You! |
Avoid Foreclosure & Short Sale Information:
