Welcome to Blue & Gold Realty Your Full Service Real Estate Company Serving Northen California
- We Can Help
- How Does it Work?
- What is a Short Sale?
- What is a Deed in Lieu?
- Loan Modification
- Mortgage Forgiveness
- Short Sale vs. Foreclosure
- Let's Get Started
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Let Us Help You Avoid Foreclosure Restructure Your Home Loan |
| Do you want to protect your credit? Do you want to avoid foreclosure? Do you want the protection of an attorney at no cost? Do you want up to $3000 for relocation assistance? |
| LOAN MODIFICATION |
We can negotiate with your lender to get your loan in good standing again. There are many options available to use to get a restructure approved like a separate payment plan for your delinquencies or even adding the delinquency to the end of your loan. You may qualify for a restructure especially if you have recently experienced a reduction in income or an increase in living expenses. Sometimes we can even get your monthly payment lowered!
Loan Restructuring is also known as a Loan Workout or Loan Modification. This type program is designed for owner occupied properties, primarily financed with an FHA, VA, or conventional type loans. Here are some key features financial institutions look for when considering a workout:
- Was their a hardship that caused you to fall behind?
- The harship has since been resolved?
- How many payments are you behind?
- Can you resume monthly payments?
These conditions are questions you need to ask yourself, to see if can you afford to stay in the home. You may also want to consider if you can pay any arrearages immediatly or can afford to pay them in a payment plan. If not, a short-sale option may be more for suitable for your circumstances.
You can apply for a Loan Restructuring, at the same time your doing a short-sale. This will ensure you are not losing anytime while we are negotiating with your financial institution.
| Don't Pay for a Loan Modification - It's FREE! |
Avoid Foreclosure & Short Sale Information:
